06/30/1978 - City Council Regular2511 HIGHWAY #55, ST. PAUL, MINNESOTA 55121-612-454-2177
June 30, 1978
City Council
City of Eagan
3795 Pilot Knob Road
Eagan, MN 55122
Dear Council Members:
I am sure most of you have heard or read about the tremendous increases
in insurance premiums that have occurred nation-wide these last 24
months.
Insurance for political subdivisions and muncipalities have also been
affected by these increases, most particularly in the State of
Minnesota. Recently, the state legislature approved an average rate
increase of•3210' for Worker's Compensation insurance. Unfortunately,
many of the class codes applicable to municipalities received an even
greater increase. Premiums involving police departments for example
jumped,over 52%. State laws prohibit any deviation from these rates by
insurance carriers. This increase, coupled with the increased fre-
quency of General Liability claims against cities and its officials,
have affected municipal budgets on a state wide level.
Throughout the last few months our agency has worked very closely with
Councilman Jim Smith and City Administrator Tom Hedges in developing a
viable and comprehensive insurance program for the City of Eagan. By
increasing certain deductibles on the city's automobile fleet and fire
• CASUALTY • AUTO/HOMEOWNERS • GROUP HOSPITAL
• FIRE 9 BONDS/MARINE Am • LIF PENSIONS
City Council
City of Eagan
June 30, 1978
Page 2
insurance policy,'we feel a substantial premium reduction can be ob-
tained. Our aqency has negogiated an extremely competitive total in-
surance package with your present carrier, The Home Insurance Company.
You will find attached the culmination of these ideas with several
options the council may want to consider.
Sincerely,
VALLEY VIEW, INC
ruce h1edvec
Agent
sd
Enclosures
Insurance Proposal
For
City of Eagan
3795 Pilot Knob Road
Eagan,•Minnesota 55122
Prepared by:
Valley View, Inc.
2811 Highway 55
Eagan, Minnesota 55121
`5 'ria
City of Eagan
Commercial Package Policy
7/78 to 7/79
The Commercial Package policy contains the following coverages:
1. Property Insurance
2. Contractor's Equipment
3. Accounts Receivable/Valuable Papers
4. Comprehensive General Liability
Policy Variations:
1. Optional property deductible to $500.00
2. Increased blanket amount of insurance to $2,739,105.00 (Includes
addition of eight (8) new structures.) (See attached schedule.)
(Previous values at $1,915,155.00)
3. Quoted alternate $250.00 deductible property damage
4. Increased all payrolls on General Liability section
5. Changed primary limits to $500,000 Combined Single Limit
Premium Breakdown:
A. Property Insurance $ 6,868.00
B. Garage Keepers Legal Liability 115.00
C. Contractor's Equipment 1,337.00
D. Comprehensive General Liability 14,684.00
E. Accounts Receivable 60.00
F. Valuable Papers 315.00
Total Estimated $23,379.00
Credit for $250.00 Liability Property Damage deductible 496.00 -
(Per Occurence)
$22,883.00
Credit for $500.00 Property Deductible (Per Occurence) 688.00 -
$22,195.00
Previous year's premium: $12,734.00 Subject to audit
(This was the last year of a guaranteed three (3) year rate)
S`
AM
City of Eagan Property Schedule
7-1-78
Property
Location
Bldg.
Contents
Type
1.
City Hall
$185,000
$100,000
1 -story - Frame and
3795 Pilot Knob Road
brick
All Risk
2.
Storage, Radio Equipment
3,000
10,000
Frame
3795 Pilot Knob Road
All Risk
3.
Fire Station I
125,000
25,000
Non-combustible
3950 Rahn Road
1 -story
All Risk
4.
Fire Station II
140,000
25,000
Non-combustible
2980 Lone Oak Circle
1 -story
All Risk
5.
Utility Bldg. (Public Works)
265,000
90,000
Non-combustible
3501 Coachman Road
1 -story
All Risk
6.
Pole Bldg. (Public Works)
15,000
10,000
Metal - 1 -story
3501 Coachman Road
7.
Storage Bldg.
2,500
6,000
Frame - 1 -story
3805 Pilot Knob Road
B.
Pump House
30,000
30,000
Frame - 1 -story
1454 Woodlark Lane
9.
Pump House
50,000
15,000
Non-combustible
2084 Garnet Drive
i -story
10.
Filtration Plant
10,000
-0-
Non-combustible
3825 Cedar Ave.
1 -story
11.
Pump House II
60,000
20,000
Non-combustible
3495 Coachman Road
1 -story
12.
Pump House I
60,000
23,000
Non-combustible
3401 Coachman Road
1 -story
13.
Pump House III
60,000
8,000
Non-combustible
3515 Coachman Road
1 -story
14.
Pump House IV
60,000
8,000
Non-combustible
1 -story
15.
Pump House V
60,000
8,000
Non-combustible
Cliff Road & Pilot Knob Road
1 -story
16.
Booster Station
69,000
-0-
Cliff Road & Chesmar Drive
17.
hater Tower I
150,000
3101 Pilot Knob Road
18.
4Jater Tower II
325,000
760 Yankee Doodle Road
19.
plater Reservoir III
257,000
Cliff Road & Chesmar Drive
20.
7-1-larming Houses
3,000 ea.
500
Frame
Portable
1 -story
21.
3 Park Shelters
150 ea.
Frame
1 -story
22.
Rahn Activity Bldg.
52,000
3,000
Non-combustible
4425 Sandstone Drive
1 -story
23.
Single Family Dwelling
15,000
Frame
3795 Lexington Ave. So.
1 -story
24.
Single Family Dwelling
43,000
Frame
1200 Deerwood Drive
1 -story
25.
24' X 24' Det. Garage
4',000
Frame
1200 Deerwood Drive
1 -story
26.
Single Family Dwelling
40,000
Frame
3840 Pilot Knob Road
1-st6ry
27.
20' X 24' Det. Garage
4,000
3840 Pilot Knob Road
28.
40' X 80' Barn
2,500
3840 Pilot Knob Road
29.
10' X 12' Get. Tool Shed
500
Frame
1 -story
30. Police Building
3800 Pilot Knob Road
500,000 50,000
s -k
MW
City of Eagan
Contractors Equipment Schedule
7-1-78
1.
Leopold.Flow Meter, Model #81R, S/N 49291-68 90 degrees V
notch weir
$ 1,000.00
2.
Sewer Tapping Machine/Smith & Loveless, Model S-70,
S/N 4542707
2,000.00
3.
Homelite Generator, Model lOHY35-1L, S/N 12087031,
3500 Watt .Hy Cycle
658.00
4.
Jack Hammer, Model PB55, S/N 0-612309001
752.00
5.
Sewer-roder, flexible, S/N 4225905 - new cost
4,000.00
6.
Trash Pump - Homelite, S/N 40317401, Model 121TP2-1
350.00
7.
Snowblower Engine S/N 4616894 (Blower S/N 975)
1,400.00
B.
Water Tapping Machine, Mueller B-100
300.00
9.
Air Pressure Pump ,HP, Model SYC-12-1KA
10.
Chain Saw, two - 11647 Model 150-10-15489
200.00
11.
Pipe/Cable Locator, Fisher, M -Scope FRL Inc. Palo Alto Cal.
2 pieces TW -5 Transmitter, TW -5 Pipe '& Cable Locator
S/N J701099
300.00
12.
1975 Ford SU Tractor S/N C-357017, W/Snow Blower S/N 3298-71
Flail Mower S/N 575753, and Mars Boom Model 963 S/N 310
8,000.00
13.
Snow Blower Model 517 New Idea 7 -foot S/N 2798
1,500.00
14.
Jacobson Snow Blower for Tractor S/N 52630-7892
340.00
15.
Jacobsen Seeder S/N 360458, Pro. No. 082548
1,847.00
16.
One mower Model H060D S/N 304415M
800.00
17.
One 4400 Ford Tractor S/N C475988, rake S/N WD00011
blade, S/N 6283, Auger S/N K307037
11,400.00
18.
One Jacobson lawnmower S/N 42136
300.00
ST
AW
Contractors Equipment Continued
19. 150 CFM Air Compressor S/N 510376
20. Two-inch pump S/N 1265
21. 1953 Ford Tractor S/N HAA76773
22. 1961 Ford Tractor S/N 149718
23. 1965 Latourneau Road Grader S/N 44CHC46091
24. 1960 Minneapolis Moline Tractor S/N 10302446
25. 1970 Ford Tractor S/N C250539 - Tractor W/Backhoe and
Front Loader
26. 1975 John Deere Mower Model 400
4,519.00
603.00
Liability Only
3,900.00
20,000.00
700.00
10,000.00
3,100.00
City of Eagan
Automobile Fleet Insurance
7/76 to 7/79
Policy Variations:
1. Number of units has increased from 34 to 41.
2. Policy Liability limits have been increased from 250/500/100 to $500,000
Combined Single Limit.
500,000 Liability
ACU Comprehensive
100.00 Deductible Collision
Renewal Quotation A
6,527.00 Bodily Injury
3,536.00 Property Damage
12,461.00 Physical Damage
22,524.00 Total
Renewal Quotation B
500,000
Liability
100.00
Deductible Comprehensive
250.00
Deductible Collision
Selected
Units with higher deductibles:
see attached
schedule
6,527.00
Bodily Injury
3,536.00
Property Damage
9,475.00
Physical Damage
19,538.00
Last year's
premium: $17,155.00 Subject to
audit
(/s
TY OF EAGAN
Police Department
(ad
Premium
Last 3
$100. Ded.
$250. Ded.
Unit
Numbers VIN
Cost
Comprehensive
Collision
1.
1977
Fodd.L'T'D
#397
$ 6,700.
$ 63.00
$194.00
2.
1977
Ford
LTD
#396
$ 6,700.
$ 63.00
$194.00
3.
1978
Ford
LTD
#887
$ 7,000.
$ 74.00
$227.00
4.
1976
Ford
Sedan
#683
$ 6,650.
$ 63.00
$194.00
5.
1977
Ford
Sedan
#011
$ 6,700.
$ 63.00
$194.00
6.
1978
Ford
LTD
#720
$ 7,000.
$ 74.00
$227.00
7.
1978
Ford
LTD
#534
$ 7,000.
$ 74.00
$227.00
8.
1978
Chevrolet Nova
#647
$ 7,700.
$ 74.00
$227.00
9.
1978
Chevrolet Nova
#654
$ 7,700.
$ 74.00
$227.00
Fire Department
Premium
Last 3
$100. Ded.
$250. Ded.
Unit
Numbers VIN
Cost
Comprehensive
Collision
1.
1942
Chevrolet Pumper
#503
$ 8,000.
$ 35.00
$ 41.00
2.
1954
Ford
Tanker
#095
$ 6,000.
$ 26.00
$ 41.00
3.
1965
Ford
Pumper
#754
$25,000.
$108.00
$103.00($500.
Ded.)
4.
1965
Ford
Utility
#189
$ 4,000.
$ 8.00
$ 18.00
5.
1969
Ford
Pumper
-#106
$36,000.
$156.00
$125.00($500.
Ded.)
6.
1971
Ford
Pumper
#089
$40,000.
$173.00
$125.00($500.
Ded.)
7.
1971
Ford
Utility
#522
$10,000.
$ 21.00
$ 39.00
8.
1973
Ford
Rescue
#470
$12,000.
$ 25.00
$ 51.00
9.
1975
Ford
Pumper
#407
$49,500.
$213.00
$213.00($500.
Ded.)
10.
1974
Ford
Sedan
#254
$ 4,000.
$ 45.00
$138.00
11.
1976
Howe
(Aerial #R-122)
#14898-80
$184,000.
$968.00
$151.00,($2,500'.Ded
(ad
Package Policy 1975 - 1978•
Automobile Policy
'Workers Compensation Policy
City of Eagan
Loss/Premium Analysis
7/75 to 7/78
Premium Paid
(exclusive of 1978 audit)
$38,203.00
1975 $ 6,932.00
1976 10,988.00
1977 17,155.00
1975 18,573.00
1976 24,787.00
1977 23,223.00
Claims Paid or Reserved
$40,752.00
$10,647.00
5,275.00
3,088.00
$ 3,460.00
3,440.00
3,927.00
CITY OF EAGAN
Public Works Department
Premium
Last 3
. e
0. Ded.-
e .Unit
Unit
Numbers VIN
Cost
Comprehensive Collision
1.
1974
Ford Pickup
#842
$ 5,300.
$ 34.00
$100.00
2.
1976
Ford Pickup
#968
$ 7,000.
$ 45.00
$155.00
3.
1970.Ford
Pickup
#056
$ 3,900.
$ 24.00
$ 55.00
4.
1970
Ford Pickup
#080
$ 3,900.
$ 24.00
$ 55.00
5.
1970
Dodge
#948
$14,000.
$ 78.00
$230.00
6.
1974
Ford Pickup
#162
$ 5,100.
$ 34.00
$100.00
7.
1965
Ford Pickup F600
#147
$ 2,000.
$ 24.00
8.
1972
International
#910
$16,000.
$108.00
$233.00($500.
Ded.)
9.
1972
International
#480
$ 7,000.
$ 35.00
$103.00
10.
1974
Ford 377M
#785
$ 6,500.
$ 43.00
$125.00
11.
1973
Ford Sedan
#039
$ 4,200.
$ 45.00
12.
1964
International.Dump
#950
$ 8,000.
$ 34.00
13.
1975
Ford Chassis
#709
$23,000.
$170.00
$318.00($500.
Ded.)
14.
1966
Chevrolet Van
#311
$ 4,500.
$ 24.00
15.
1975
Ford Pickup
#758
$ 4,000.
$ 24.00
$ 68.00
16.
1976
Ford 2 ton Pickup
#457
$ 3,200.
$ 27.00
$ 77.00
17.
1963
3 -Wheeler Westcoast
#479
J&-.-'
976
Ford Dump
#457
$35,000.
$110.00
$311.00
19:-:1977
Ford Pickup F250
4054
$ 7,000.
$ 50.00
$155.00
20.
1978
Ford L8000
#307
$32,500.
$308.00
$480.00($500.
Ded.)
CITY OF EAGAN
Parks Department
Premium
Last 3 $100. Ded.250. Ded.
Unit Numbers VIN Cost Comprehensive Collision
1. 1978 Ford F-350 1 ton Dump F-37HKBC $ 6,400
G1
$ 58.00 $255.00
City of Eagan
Workers Compensation
Revised Payrolls
7-01-76 to 7-01-79
Does not include experience modification for policy year 7/78 to 7/79.
Last year's premium: $23,113.00 Subject to audit.
(V(0
AM
Class
Code
Rate
Annual Payroll
1.
Buildings NOC
9015
$ 5.95
$ 20,000
1190
2.
Firemen - Volunteer
7708
34.74
18,000 Population
6253
3.
Municipal NOC
9410
2.07
120,000
2484
4.
Parks NOC
9102
4.28
83,000
3552
5.
Policemen
7720
6.07
307,000
18.635
6.
Street/Road Const.
5506
8.53
48,000
4094
7.
Wateruorks
7520
5.42
78,000
4228
B.
Sever Cleaning
9402
11.36
19,500
2215
9.
Clerical NOC
8810
.23
175,000
403
10.
Hospitals - Vet.
8831
3.31
6,000
199
Stock Premium Discount
43.253
Less 13.9% *
6.012 -
Total Annual Premium
37.241
Does not include experience modification for policy year 7/78 to 7/79.
Last year's premium: $23,113.00 Subject to audit.
(V(0
AM
City of Eagan
Volunteer Fireman's Accident Policy
7/78/to 7/79
Policy Variations:
1. Pieces of equipment increased from 10 to 11.
Previous Year's premium: $799.00
Total annual premium: $833.00
`7
46
City of Eagan
Excess Liability Quotation (Umbrella)
7/78 to 7/79
Policy Limits: $1,000,000
Self -Insured Retention: $ 10,000
Insurance Carrier: Interstate Fire & Casualty
Total Annual Premium: $9,210.00
Exceptions:
1. Police Professional Liability excluded unless limits increased to
$500,000 (currently - $300,000)
2. Rescue Squad Malpractice excluded unless limits increased to
$500,000 (currently - $300,000)
Comments:
Our Marketing Department is actively seeking alternative markets for
this exposure. A strong possiblity.exists that a lower premium may
be offered.
Previous year's premium: $1,600.00 .(This was the last year of a guaranteed
three (3) year rate)
n
Package
Auto
Worker's Compensation
City of Eagan
Premium Recap
Without Options
$23,379.00
22,524.00
37,241.00
Fireman's Accident Policy 833.00
$83,977.00
Preliminary Umbrella Quote 9,210.00
$93,187.00
CO�
With Options
$22,195.00
19,538.00
37,241.00
833.00
$79,807.00
9,210.00
$89,017.00
2511 HIGHWAY #55, ST. PAUL, MINNESOTA 55121-612-454-2177
June 30, 1978
City Council
City of Eagan
3795 Pilot Knob Road
Eagan, MN 55122
Dear Council Members:
I am sure most of you have heard or read about the tremendous increases
in insurance premiums that have occurred nation-wide these last 24
months.
Insurance for political subdivisions and muncipalities have also been
affected by these increases, most particularly in the State of
Minnesota. Recently, the state legislature approved an average rate
increase of•3210' for Worker's Compensation insurance. Unfortunately,
many of the class codes applicable to municipalities received an even
greater increase. Premiums involving police departments for example
jumped,over 52%. State laws prohibit any deviation from these rates by
insurance carriers. This increase, coupled with the increased fre-
quency of General Liability claims against cities and its officials,
have affected municipal budgets on a state wide level.
Throughout the last few months our agency has worked very closely with
Councilman Jim Smith and City Administrator Tom Hedges in developing a
viable and comprehensive insurance program for the City of Eagan. By
increasing certain deductibles on the city's automobile fleet and fire
• CASUALTY • AUTO/HOMEOWNERS • GROUP HOSPITAL
• FIRE 9 BONDS/MARINE Am • LIF PENSIONS
City Council
City of Eagan
June 30, 1978
Page 2
insurance policy,'we feel a substantial premium reduction can be ob-
tained. Our aqency has negogiated an extremely competitive total in-
surance package with your present carrier, The Home Insurance Company.
You will find attached the culmination of these ideas with several
options the council may want to consider.
Sincerely,
VALLEY VIEW, INC
ruce h1edvec
Agent
sd
Enclosures
Insurance Proposal
For
City of Eagan
3795 Pilot Knob Road
Eagan,•Minnesota 55122
Prepared by:
Valley View, Inc.
2811 Highway 55
Eagan, Minnesota 55121
`5 'ria
City of Eagan
Commercial Package Policy
7/78 to 7/79
The Commercial Package policy contains the following coverages:
1. Property Insurance
2. Contractor's Equipment
3. Accounts Receivable/Valuable Papers
4. Comprehensive General Liability
Policy Variations:
1. Optional property deductible to $500.00
2. Increased blanket amount of insurance to $2,739,105.00 (Includes
addition of eight (8) new structures.) (See attached schedule.)
(Previous values at $1,915,155.00)
3. Quoted alternate $250.00 deductible property damage
4. Increased all payrolls on General Liability section
5. Changed primary limits to $500,000 Combined Single Limit
Premium Breakdown:
A. Property Insurance $ 6,868.00
B. Garage Keepers Legal Liability 115.00
C. Contractor's Equipment 1,337.00
D. Comprehensive General Liability 14,684.00
E. Accounts Receivable 60.00
F. Valuable Papers 315.00
Total Estimated $23,379.00
Credit for $250.00 Liability Property Damage deductible 496.00 -
(Per Occurence)
$22,883.00
Credit for $500.00 Property Deductible (Per Occurence) 688.00 -
$22,195.00
Previous year's premium: $12,734.00 Subject to audit
(This was the last year of a guaranteed three (3) year rate)
S`
AM
City of Eagan Property Schedule
7-1-78
Property
Location
Bldg.
Contents
Type
1.
City Hall
$185,000
$100,000
1 -story - Frame and
3795 Pilot Knob Road
brick
All Risk
2.
Storage, Radio Equipment
3,000
10,000
Frame
3795 Pilot Knob Road
All Risk
3.
Fire Station I
125,000
25,000
Non-combustible
3950 Rahn Road
1 -story
All Risk
4.
Fire Station II
140,000
25,000
Non-combustible
2980 Lone Oak Circle
1 -story
All Risk
5.
Utility Bldg. (Public Works)
265,000
90,000
Non-combustible
3501 Coachman Road
1 -story
All Risk
6.
Pole Bldg. (Public Works)
15,000
10,000
Metal - 1 -story
3501 Coachman Road
7.
Storage Bldg.
2,500
6,000
Frame - 1 -story
3805 Pilot Knob Road
B.
Pump House
30,000
30,000
Frame - 1 -story
1454 Woodlark Lane
9.
Pump House
50,000
15,000
Non-combustible
2084 Garnet Drive
i -story
10.
Filtration Plant
10,000
-0-
Non-combustible
3825 Cedar Ave.
1 -story
11.
Pump House II
60,000
20,000
Non-combustible
3495 Coachman Road
1 -story
12.
Pump House I
60,000
23,000
Non-combustible
3401 Coachman Road
1 -story
13.
Pump House III
60,000
8,000
Non-combustible
3515 Coachman Road
1 -story
14.
Pump House IV
60,000
8,000
Non-combustible
1 -story
15.
Pump House V
60,000
8,000
Non-combustible
Cliff Road & Pilot Knob Road
1 -story
16.
Booster Station
69,000
-0-
Cliff Road & Chesmar Drive
17.
hater Tower I
150,000
3101 Pilot Knob Road
18.
4Jater Tower II
325,000
760 Yankee Doodle Road
19.
plater Reservoir III
257,000
Cliff Road & Chesmar Drive
20.
7-1-larming Houses
3,000 ea.
500
Frame
Portable
1 -story
21.
3 Park Shelters
150 ea.
Frame
1 -story
22.
Rahn Activity Bldg.
52,000
3,000
Non-combustible
4425 Sandstone Drive
1 -story
23.
Single Family Dwelling
15,000
Frame
3795 Lexington Ave. So.
1 -story
24.
Single Family Dwelling
43,000
Frame
1200 Deerwood Drive
1 -story
25.
24' X 24' Det. Garage
4',000
Frame
1200 Deerwood Drive
1 -story
26.
Single Family Dwelling
40,000
Frame
3840 Pilot Knob Road
1-st6ry
27.
20' X 24' Det. Garage
4,000
3840 Pilot Knob Road
28.
40' X 80' Barn
2,500
3840 Pilot Knob Road
29.
10' X 12' Get. Tool Shed
500
Frame
1 -story
30. Police Building
3800 Pilot Knob Road
500,000 50,000
s -k
MW
City of Eagan
Contractors Equipment Schedule
7-1-78
1.
Leopold.Flow Meter, Model #81R, S/N 49291-68 90 degrees V
notch weir
$ 1,000.00
2.
Sewer Tapping Machine/Smith & Loveless, Model S-70,
S/N 4542707
2,000.00
3.
Homelite Generator, Model lOHY35-1L, S/N 12087031,
3500 Watt .Hy Cycle
658.00
4.
Jack Hammer, Model PB55, S/N 0-612309001
752.00
5.
Sewer-roder, flexible, S/N 4225905 - new cost
4,000.00
6.
Trash Pump - Homelite, S/N 40317401, Model 121TP2-1
350.00
7.
Snowblower Engine S/N 4616894 (Blower S/N 975)
1,400.00
B.
Water Tapping Machine, Mueller B-100
300.00
9.
Air Pressure Pump ,HP, Model SYC-12-1KA
10.
Chain Saw, two - 11647 Model 150-10-15489
200.00
11.
Pipe/Cable Locator, Fisher, M -Scope FRL Inc. Palo Alto Cal.
2 pieces TW -5 Transmitter, TW -5 Pipe '& Cable Locator
S/N J701099
300.00
12.
1975 Ford SU Tractor S/N C-357017, W/Snow Blower S/N 3298-71
Flail Mower S/N 575753, and Mars Boom Model 963 S/N 310
8,000.00
13.
Snow Blower Model 517 New Idea 7 -foot S/N 2798
1,500.00
14.
Jacobson Snow Blower for Tractor S/N 52630-7892
340.00
15.
Jacobsen Seeder S/N 360458, Pro. No. 082548
1,847.00
16.
One mower Model H060D S/N 304415M
800.00
17.
One 4400 Ford Tractor S/N C475988, rake S/N WD00011
blade, S/N 6283, Auger S/N K307037
11,400.00
18.
One Jacobson lawnmower S/N 42136
300.00
ST
AW
Contractors Equipment Continued
19. 150 CFM Air Compressor S/N 510376
20. Two-inch pump S/N 1265
21. 1953 Ford Tractor S/N HAA76773
22. 1961 Ford Tractor S/N 149718
23. 1965 Latourneau Road Grader S/N 44CHC46091
24. 1960 Minneapolis Moline Tractor S/N 10302446
25. 1970 Ford Tractor S/N C250539 - Tractor W/Backhoe and
Front Loader
26. 1975 John Deere Mower Model 400
4,519.00
603.00
Liability Only
3,900.00
20,000.00
700.00
10,000.00
3,100.00
City of Eagan
Automobile Fleet Insurance
7/76 to 7/79
Policy Variations:
1. Number of units has increased from 34 to 41.
2. Policy Liability limits have been increased from 250/500/100 to $500,000
Combined Single Limit.
500,000 Liability
ACU Comprehensive
100.00 Deductible Collision
Renewal Quotation A
6,527.00 Bodily Injury
3,536.00 Property Damage
12,461.00 Physical Damage
22,524.00 Total
Renewal Quotation B
500,000
Liability
100.00
Deductible Comprehensive
250.00
Deductible Collision
Selected
Units with higher deductibles:
see attached
schedule
6,527.00
Bodily Injury
3,536.00
Property Damage
9,475.00
Physical Damage
19,538.00
Last year's
premium: $17,155.00 Subject to
audit
(/s
TY OF EAGAN
Police Department
(ad
Premium
Last 3
$100. Ded.
$250. Ded.
Unit
Numbers VIN
Cost
Comprehensive
Collision
1.
1977
Fodd.L'T'D
#397
$ 6,700.
$ 63.00
$194.00
2.
1977
Ford
LTD
#396
$ 6,700.
$ 63.00
$194.00
3.
1978
Ford
LTD
#887
$ 7,000.
$ 74.00
$227.00
4.
1976
Ford
Sedan
#683
$ 6,650.
$ 63.00
$194.00
5.
1977
Ford
Sedan
#011
$ 6,700.
$ 63.00
$194.00
6.
1978
Ford
LTD
#720
$ 7,000.
$ 74.00
$227.00
7.
1978
Ford
LTD
#534
$ 7,000.
$ 74.00
$227.00
8.
1978
Chevrolet Nova
#647
$ 7,700.
$ 74.00
$227.00
9.
1978
Chevrolet Nova
#654
$ 7,700.
$ 74.00
$227.00
Fire Department
Premium
Last 3
$100. Ded.
$250. Ded.
Unit
Numbers VIN
Cost
Comprehensive
Collision
1.
1942
Chevrolet Pumper
#503
$ 8,000.
$ 35.00
$ 41.00
2.
1954
Ford
Tanker
#095
$ 6,000.
$ 26.00
$ 41.00
3.
1965
Ford
Pumper
#754
$25,000.
$108.00
$103.00($500.
Ded.)
4.
1965
Ford
Utility
#189
$ 4,000.
$ 8.00
$ 18.00
5.
1969
Ford
Pumper
-#106
$36,000.
$156.00
$125.00($500.
Ded.)
6.
1971
Ford
Pumper
#089
$40,000.
$173.00
$125.00($500.
Ded.)
7.
1971
Ford
Utility
#522
$10,000.
$ 21.00
$ 39.00
8.
1973
Ford
Rescue
#470
$12,000.
$ 25.00
$ 51.00
9.
1975
Ford
Pumper
#407
$49,500.
$213.00
$213.00($500.
Ded.)
10.
1974
Ford
Sedan
#254
$ 4,000.
$ 45.00
$138.00
11.
1976
Howe
(Aerial #R-122)
#14898-80
$184,000.
$968.00
$151.00,($2,500'.Ded
(ad
Package Policy 1975 - 1978•
Automobile Policy
'Workers Compensation Policy
City of Eagan
Loss/Premium Analysis
7/75 to 7/78
Premium Paid
(exclusive of 1978 audit)
$38,203.00
1975 $ 6,932.00
1976 10,988.00
1977 17,155.00
1975 18,573.00
1976 24,787.00
1977 23,223.00
Claims Paid or Reserved
$40,752.00
$10,647.00
5,275.00
3,088.00
$ 3,460.00
3,440.00
3,927.00
CITY OF EAGAN
Public Works Department
Premium
Last 3
. e
0. Ded.-
e .Unit
Unit
Numbers VIN
Cost
Comprehensive Collision
1.
1974
Ford Pickup
#842
$ 5,300.
$ 34.00
$100.00
2.
1976
Ford Pickup
#968
$ 7,000.
$ 45.00
$155.00
3.
1970.Ford
Pickup
#056
$ 3,900.
$ 24.00
$ 55.00
4.
1970
Ford Pickup
#080
$ 3,900.
$ 24.00
$ 55.00
5.
1970
Dodge
#948
$14,000.
$ 78.00
$230.00
6.
1974
Ford Pickup
#162
$ 5,100.
$ 34.00
$100.00
7.
1965
Ford Pickup F600
#147
$ 2,000.
$ 24.00
8.
1972
International
#910
$16,000.
$108.00
$233.00($500.
Ded.)
9.
1972
International
#480
$ 7,000.
$ 35.00
$103.00
10.
1974
Ford 377M
#785
$ 6,500.
$ 43.00
$125.00
11.
1973
Ford Sedan
#039
$ 4,200.
$ 45.00
12.
1964
International.Dump
#950
$ 8,000.
$ 34.00
13.
1975
Ford Chassis
#709
$23,000.
$170.00
$318.00($500.
Ded.)
14.
1966
Chevrolet Van
#311
$ 4,500.
$ 24.00
15.
1975
Ford Pickup
#758
$ 4,000.
$ 24.00
$ 68.00
16.
1976
Ford 2 ton Pickup
#457
$ 3,200.
$ 27.00
$ 77.00
17.
1963
3 -Wheeler Westcoast
#479
J&-.-'
976
Ford Dump
#457
$35,000.
$110.00
$311.00
19:-:1977
Ford Pickup F250
4054
$ 7,000.
$ 50.00
$155.00
20.
1978
Ford L8000
#307
$32,500.
$308.00
$480.00($500.
Ded.)
CITY OF EAGAN
Parks Department
Premium
Last 3 $100. Ded.250. Ded.
Unit Numbers VIN Cost Comprehensive Collision
1. 1978 Ford F-350 1 ton Dump F-37HKBC $ 6,400
G1
$ 58.00 $255.00
City of Eagan
Workers Compensation
Revised Payrolls
7-01-76 to 7-01-79
Does not include experience modification for policy year 7/78 to 7/79.
Last year's premium: $23,113.00 Subject to audit.
(V(0
AM
Class
Code
Rate
Annual Payroll
1.
Buildings NOC
9015
$ 5.95
$ 20,000
1190
2.
Firemen - Volunteer
7708
34.74
18,000 Population
6253
3.
Municipal NOC
9410
2.07
120,000
2484
4.
Parks NOC
9102
4.28
83,000
3552
5.
Policemen
7720
6.07
307,000
18.635
6.
Street/Road Const.
5506
8.53
48,000
4094
7.
Wateruorks
7520
5.42
78,000
4228
B.
Sever Cleaning
9402
11.36
19,500
2215
9.
Clerical NOC
8810
.23
175,000
403
10.
Hospitals - Vet.
8831
3.31
6,000
199
Stock Premium Discount
43.253
Less 13.9% *
6.012 -
Total Annual Premium
37.241
Does not include experience modification for policy year 7/78 to 7/79.
Last year's premium: $23,113.00 Subject to audit.
(V(0
AM
City of Eagan
Volunteer Fireman's Accident Policy
7/78/to 7/79
Policy Variations:
1. Pieces of equipment increased from 10 to 11.
Previous Year's premium: $799.00
Total annual premium: $833.00
`7
46
City of Eagan
Excess Liability Quotation (Umbrella)
7/78 to 7/79
Policy Limits: $1,000,000
Self -Insured Retention: $ 10,000
Insurance Carrier: Interstate Fire & Casualty
Total Annual Premium: $9,210.00
Exceptions:
1. Police Professional Liability excluded unless limits increased to
$500,000 (currently - $300,000)
2. Rescue Squad Malpractice excluded unless limits increased to
$500,000 (currently - $300,000)
Comments:
Our Marketing Department is actively seeking alternative markets for
this exposure. A strong possiblity.exists that a lower premium may
be offered.
Previous year's premium: $1,600.00 .(This was the last year of a guaranteed
three (3) year rate)
n
Package
Auto
Worker's Compensation
City of Eagan
Premium Recap
Without Options
$23,379.00
22,524.00
37,241.00
Fireman's Accident Policy 833.00
$83,977.00
Preliminary Umbrella Quote 9,210.00
$93,187.00
CO�
With Options
$22,195.00
19,538.00
37,241.00
833.00
$79,807.00
9,210.00
$89,017.00